If you want to do anything worth value. Make sure to invest your time into sites that pay you in crypto. Be it BCH, HIVE, STEEM, XTM, LEO or ETH tokens or whatever. Make sure that you earn crypto this year before all over world govt jumps in. You'd have enough tokens or coins to exchange before everything legalizes. You'd have an upper edge before crypto and digital money takes over with your savings. Do not HODL forever either. Regularly convert into FIAT. What is your plan?