Lately I came across the concept called Consumer Token Offerings (CTO). These are pretty much like kickstarter where you get to spend the money on the products you wish to buy. Also they seem to be regulated and comply with govt. I thought to write article on this on leofiannce. So here's my article :) https://leofinance.io/@esmeesmith/consumer-token-offerings-cto-how-does-cto-work https://hive.blog/hive-167922/@esmeesmith/consumer-token-offerings-cto-how-does-cto-work