Each year when we look back at our investment we need to find out what worked and what is not working. In that case it helps when you take some risk and build your life further. I have written an article in this case to explain my view, do give this one a read :) Check out the article: https://read.cash/@esmeesmith/annual-money-checkup-how-am-i-doing-after-hard-work-a70186eb