Have you reached stable income yet? If yes, then it's time to make sure to invest into the right set of the investment options. If you can do that it would be possible for you to work with better future goals, I have written an article on how to do investment if income is stable, do give this one a read :) https://read.cash/@esmeesmith/how-to-invest-in-crypto-if-my-income-is-stable-03bf47f1