P2P exchanges are my savior. I have converted most of my crypto using the p2p option out there. This way I make sure to have enough funds during the emergency times. I have written an article on how P2P exchanges are useful, do give this one a read :) Check this out: https://read.cash/@esmeesmith/why-p2p-marketplaces-are-banks-of-crypto-users-13d22e47