With bitcoin skyrocketing in price over such a short space of time a lot of people are sitting on gains they would like to enjoy but cannot without some serious tax implications - https://thebitcoinmanual.com/articles/what-is-a-bitcoin-backed-loan/ One way to try and get around some of it is to borrow against your bitcoin and use the debt instead of cashing in! It also means you can secure your position and pay it back with cheaper fiat over time Have you thought of taking out a bitcoin before? Have you done it? What was your experience??
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